USCB Financial Holdings Inc. has been assigned new credit ratings by KBRA. The company received a senior unsecured debt rating of BBB, a subordinated debt rating of BBB-, and a short-term debt rating of K3. Its subsidiary, U.S. Century Bank, was given deposit and senior unsecured debt ratings of BBB+, a subordinated debt rating of BBB, and short-term deposit and debt ratings of K2. All long-term ratings have a stable outlook. These ratings reflect USCB's strong earnings profile, efficient operating model, and solid asset quality performance.
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