Hancock Whitney Q2 2025 Results: Net Income at $113.5M, EPS Decreases to $1.32

Reuters
2025/07/16
<a href="https://laohu8.com/S/HWC">Hancock Whitney</a> <a href="https://laohu8.com/S/QTWO">Q2</a> 2025 Results: Net Income at $113.5M, EPS Decreases to $1.32

Hancock Whitney Corporation (Nasdaq: HWC) announced its financial results for the second quarter of 2025, reporting a net income of $113.5 million, or $1.32 per diluted common share. This reflects a decrease from the first quarter of 2025, where net income was $119.5 million, or $1.38 per diluted common share. The results for the second quarter included $5.9 million, or $0.05 per share, in supplemental disclosure items related to the acquisition of Sabal Trust Company. Excluding these items, the EPS would have been $1.37, marking a $0.01 decrease from the previous quarter. The second quarter of 2024 reported a net income of $114.6 million, or $1.31 per diluted share. The company's net interest income for the second quarter of 2025 was $279.5 million, a $6.7 million increase from the first quarter. The net interest margin improved to 3.49%, up 6 basis points from the prior quarter. Loans increased by $363.6 million on a linked-quarter annualized basis, while deposits decreased by $148.1 million. Criticized commercial loans were reduced to $569.3 million, representing 3.15% of total commercial loans as of June 30, 2025, down from $594.1 million, or 3.35%, at the end of March 2025. Nonaccrual loans also saw a decrease to $94.9 million, or 0.40% of total loans, compared to $104.2 million, or 0.45%, in the previous quarter. The allowance for credit losses was solid at 1.45%, slightly down from 1.49% in the prior quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Hancock Whitney Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20250715788569) on July 15, 2025, and is solely responsible for the information contained therein.

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