Ally Financial Inc. has reported its second-quarter 2025 financial results, showing a significant improvement from the previous quarter. The company announced a GAAP net income attributable to common shareholders of $324 million, a notable increase compared to a net loss of $253 million in the first quarter of 2025. This resulted in a GAAP earnings per share $(EPS)$ of $1.04, up from a negative $0.82 in the previous quarter. The adjusted earnings per share (Adjusted EPS), a non-GAAP financial measure, stood at $0.99, reflecting a rise from $0.58 in the first quarter of 2025. Ally Financial's adjusted net revenue for the second quarter of 2025 was consistent with the GAAP net revenue, both reported at $2.1 billion. The company's return on GAAP common shareholders' equity improved to 10.7% in the second quarter, compared to a negative 8.6% in the preceding quarter. Core pre-tax income was reported at $418 million, while Core Return on Tangible Common Equity (Core ROTCE) reached 13.6%. Key messages from the company highlighted a focus on core areas where Ally Financial has demonstrated relevant scale and differentiation within the marketplace. The company emphasized its commitment to being a better bank, with an authentic brand that resonates with consumers. No specific future outlook or guidance was provided in the released document.
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