Simmons First National Corporation reported strong financial performance for the second quarter of 2025. The company's net income increased to $54.8 million, up from $32.4 million in the first quarter of 2025 and $40.8 million in the second quarter of 2024. Adjusted diluted earnings per share rose to $0.44, compared to $0.26 in the previous quarter and $0.33 in the same quarter last year. Total revenue for the quarter was $214.2 million, with a pre-provision net revenue (PPNR) of $75.6 million. Adjusted total revenue and adjusted PPNR were $214.2 million and $77.3 million, respectively. The net interest income increased by $8.4 million, or 5 percent, and the net interest margin improved by 11 basis points to 3.06 percent. The company experienced a 6 basis point increase in loan yields and an 8 basis point decrease in the cost of deposits, alongside a $233.1 million increase in low-cost customer deposits. Noninterest expense totaled $138.6 million, with an adjusted noninterest expense of $136.8 million, reflecting a 5 percent decline. Total loans and deposits remained stable, with slight variations from previous periods.