Arrow Financial Corporation announced its financial results for the second quarter of 2025, reporting a net income of $10.8 million, a notable increase from $6.3 million in the first quarter of 2025. The earnings per share $(EPS)$ for the quarter were $0.65, up from $0.38 in the previous quarter. The company achieved a record net interest income of $32.5 million, with the net interest margin improving to 3.15% from 3.07% in the prior quarter. Return on Average Assets (ROA) improved to 1.00%, and excluding unification-related expenses, ROA was 1.08%. Arrow also declared a third-quarter dividend of $0.29 per share, reflecting a 3.6% increase from the prior quarter. This quarter's results included approximately $1.1 million of non-core unification costs due to the consolidation of its multi-bank systems into a single core banking platform. Looking forward, Arrow is set to advance its strategic priorities following the successful bank unification.