Capitol Federal Financial, Inc.® (NASDAQ: CFFN), the parent company of Capitol Federal Savings Bank, has announced its financial results for the third quarter of fiscal year 2025, ending June 30, 2025. The company reported a net income of $18.4 million, marking an increase from the $15.4 million reported in the previous quarter. Earnings per share also rose to $0.14 from $0.12 in the prior quarter. The net interest margin improved from 1.92% to 1.98%, driven by an increase in the average balance of commercial loans, as the company's loan portfolio shifted from one- to four-family loans to higher-yielding commercial loans. Additionally, the company declared a cash dividend of $0.085 per share, payable on August 15, 2025, to stockholders of record as of August 1, 2025. Looking ahead, the Board of Directors intends to maintain the regular quarterly cash dividend of $0.085 per share for fiscal year 2025, totaling $0.34 per share for the year. Should earnings exceed this amount, the consideration of additional dividends will be made. The company is also expanding its services, introducing private banking as a new offering to its customer base.