2025年见证商业新纪元的开始——代理式商业时代

英为财情

2025/07/20

Investing.com - 伯恩斯坦(Bernstein)分析师本周表示，OpenAI将结账系统整合到ChatGPT中，标志着在线商业交易方式的根本性转变，开启了他们所称的"商业新纪元的开始——代理式商业时代"。据《金融时报》报道，这一举措将允许用户在不离开聊天界面的情况下完成购买，而商家则需支付联盟佣金和可能的支付处理费用。"AI消费者杀手级应用是一种能帮助我们摆脱在线购物繁琐过程的代理，它...

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(Maplebear Inc.)","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","LU1228905540.USD":"NINETY ONE GSF GLOBAL QUALITY DIVIDEND GROWTH \"A\" (USD) INC 2"},"translate_title":"2025 witnesses the beginning of a new era of business-the era of agency business","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PYPL":1,"USJW.SI":0.6,"NVIW.SI":0.6,"TSYW.SI":0.6,"QLD":0.6,"V":1,"USAW.SI":0.6,"MA":1,"PSQ":0.6,"MNQmain":0.6,"TQQQ":0.6,"CART":1,"QID":0.6,"SQQQ":0.6,".IXIC":0.8,"NQmain":0.6},"content_text":"Investing.com - 伯恩斯坦(Bernstein)分析师本周表示，OpenAI将结账系统整合到ChatGPT中，标志着在线商业交易方式的根本性转变，开启了他们所称的\"商业新纪元的开始——代理式商业时代\"。据《金融时报》报道，这一举措将允许用户在不离开聊天界面的情况下完成购买，而商家则需支付联盟佣金和可能的支付处理费用。\"AI消费者杀手级应用是一种能帮助我们摆脱在线购物繁琐过程的代理，它能找到合适的商品/服务、真实评价、价格、优惠，并填写表格，\"伯恩斯坦写道。他们估计这一转变每年可能会使零售电子商务增长提高1.5至2.5个百分点。伯恩斯坦认为这一发展是更广泛转型的一部分。\"代理式商业可以解锁新的商业模式，改变现有模式，并从根本上改变我们在线消费时间的方式，\"分析师表示。该公司指出，OpenAI早前推出的Operator，与优步(Uber) (NYSE:UBER)、DoorDash (NASDAQ:DASH)和Instacart (NASDAQ:CART)等合作伙伴合作，已经显示出这一发展轨迹的明确迹象。主要支付参与者，包括维萨(Visa) (NYSE:V)、万事达(Mastercard) (NYSE:MA)、Stripe和PayPal (NASDAQ:PYPL)，据报道已经在用AI功能调整其产品，这表明卡网络和处理商如Adyen (AS:ADYEN)将从中受益。\"卡片（以及维萨/万事达）似乎是赢家（而非稳定币），\"伯恩斯坦指出，同时指出数字钱包可能面临中介地位被取代的风险，除非它们在这一生态系统中改变自身角色。然而，问题依然存在。伯恩斯坦指出，OpenAI能够掌控的流量规模以及对\"平台内广告和支付，以及直接消费者关系\"的潜在影响是关键的不确定因素。\n本文由人工智能协助翻译。更多信息，请参见我们的使用条款。","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}