FinWise Bancorp, the parent company of FinWise Bank, announced its financial results for the second quarter of 2025. The company reported loan originations of $1.5 billion, an increase from $1.3 billion in the previous quarter and $1.2 billion in the same quarter of the previous year. Net income rose to $4.1 million, compared to $3.2 million for both the previous quarter and the second quarter of the prior year. Diluted earnings per share increased to $0.29, up from $0.23 in the prior quarter and $0.24 in the year-ago quarter. Net interest income reached $14.7 million, a slight increase from $14.3 million in the previous quarter and $14.6 million in the same period last year. The efficiency ratio improved to 59.5%, down from 64.8% in the previous quarter and 66.8% in the second quarter of the prior year. Nonperforming loan balances rose to $39.7 million as of June 30, 2025, from $29.9 million at the end of March 2025 and $27.9 million a year earlier. Of these, $21.2 million were guaranteed by the Small Business Administration, compared to $15.1 million in the previous quarter and $16.0 million in the year-ago quarter. The company remains confident in its growth strategy, citing strong infrastructure investments over the past two years as a foundation for long-term growth and shareholder value.