Yiren Digital Ltd. published its 2024 ESG report, detailing initiatives in AI-powered risk management, personalized marketing, and customer service. The report notes the interception of 16,800 fraudulent loan applications, preventing losses of 180 million. Additional manual interventions averted further potential losses of 54.43 million. Inclusive finance efforts facilitated over 53.6 billion in loans for more than 4 million clients, including small and micro business owners and women entrepreneurs. Risk coverage of over 86 billion was provided for gig economy workers. The full report can be accessed through the link below.
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