NRG Energy Inc., a Delaware-based corporation, has announced a significant amendment to its existing credit agreement. On July 22, 2025, the company entered into the Fifteenth Amendment of the Second Amended and Restated Credit Agreement with Citicorp North America, Inc. as the administrative and collateral agent, along with other financial institutions. This amendment introduces a new Incremental Term Loan B Facility with a principal amount of $1 billion. The Incremental Term Loans bear interest at a rate linked to either a fluctuating rate or Term SOFR, plus an applicable margin. The facility, secured on a first lien basis by NRG Energy's assets and its guarantor subsidiaries, has a final maturity date of April 16, 2031, with an annual amortization rate of 1%. This move is aimed at enhancing NRG Energy's financial flexibility and supporting its strategic initiatives.