Credicorp Ltd. Reports 36.1% YoY Increase in Net Income to S/1,822 Million; EPS Up 36.1% to S/22.8

Reuters
08/15
<a href="https://laohu8.com/S/BAP">Credicorp Ltd</a>. Reports 36.1% YoY Increase in Net Income to S/1,822 Million; EPS Up 36.1% to S/22.8

Credicorp Ltd. has reported a significant increase in its financial performance for the second quarter of 2025. Net income attributable to the company rose by 36.1% year-over-year (YoY) and 2.5% quarter-over-quarter (QoQ), reaching S/1,822.0 million. This increase translates into a return on equity $(ROE)$ of 20.7%. The results were bolstered by a notable 120 basis points gain from BCP's investment portfolio. Additionally, net profit attributable to Credicorp increased to S/1,822.0 million, marking a 36.1% rise YoY. The company also saw growth in its net income per share, which improved to S/22.8, up 2.5% QoQ and 36.1% YoY. Operating income showed a year-to-date increase of 7.9%, while operating expenses rose by 11.4% over the same period. This led to an efficiency ratio of 44.9% for the first half of 2025, aligning with the company's annual guidance. Credicorp also experienced a 2.6% growth in total loans on an FX-neutral basis, driven primarily by BCP's Retail Banking sector and Mibanco. Total loans rose by 1.2% QoQ, with continued contributions from the Mortgage and Consumer segments as well as Wholesale Banking at BCP. The company revalued Bolivia's balance sheet using a market-reflective FX rate, leading to a 2.8% accounting contraction in Credicorp's total assets, although this had no impact on cash flow. Overall, Credicorp's financial performance reflects strong results across its business lines.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credicorp Ltd. published the original content used to generate this news brief on August 14, 2025, and is solely responsible for the information contained therein.

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