Bogota Financial Corp. (NASDAQ: BSBK), the holding company for Bogota Savings Bank, reported its financial results for the three and six months ended June 30, 2025. The company reported a net income of $224,000, or $0.02 per share, for the three months ended June 30, 2025, compared to a net loss of $432,000 for the same period in 2024. This marks an increase of $657,000, or 151.9%. The improvement was primarily driven by a $951,000 increase in net interest income, despite a $229,000 decrease in income tax benefits. For the first half of 2025, Bogota Financial Corp. recorded a net income of $955,000, a significant increase from the net loss of $873,000 in the first half of 2024. This 209.4% increase was mainly due to a $1.9 million rise in net interest income, although it was partially offset by a $488,000 increase in income tax expense. The six-month period also benefited from a one-time death benefit of approximately $543,000 from the company's bank-owned life insurance policy. Interest income rose by $893,000, or 4.4%, to $21.4 million for the six months ended June 30, 2025, compared to $20.5 million for the prior year period, driven by higher yields on interest-earning assets and a decrease in the average balance of these assets. Kevin Pace, President and CEO, noted that the first half of 2025 aligned with company projections and expressed expectations for increased loan demand later in the year and into early 2026. He emphasized the company's focus on growing its commercial portfolio and deposits, and highlighted the completion of its fifth stock buyback, which has reduced outstanding shares by 1,653,571 since the IPO and improved the tangible book value per minority share from $22.04 to $29.10.