IF Bancorp Inc. reported its financial results for the fiscal year ending June 30, 2025. The company recorded an increase in net interest income, which rose to $20.8 million from $17.7 million in the previous year. The net income for the year ended June 30, 2025, was $4.3 million, compared to $1.8 million for the year ended June 30, 2024. The net interest rate spread improved to 2.13% from 1.78% in the previous year. The increase in net income was influenced by higher net interest income and a decrease in the provision for credit losses. Noninterest income increased to $4.944 million from $4.386 million in the prior year, while noninterest expenses rose to $20.542 million from $19.728 million. The company highlighted its strategic focus on originating commercial real estate loans, multi-family real estate loans, and commercial business loans, which offer higher returns and shorter durations.