** Citizens raises PT on digital banking service Dave DAVE.O to $300 from $280

** Brokerage sees upside from new product launches in 2026 and a shift to an off balance sheet financing model, which will free up capital

* Citizens expects the stock to have strong future profit potential after derisking of credit metric confusion in Q2 and data access agreement between JP Morgan Chase JPM.N and Plaid 4165.T having a ripple effect on the open banking landscape

** All eight brokerages that cover DAVE have "buy" or higher rating; median PT is $278.50 - data compiled by LSEG

** As of last close, DAVE up ~156.9% YTD

(Reporting by Anuj T in Bengaluru)

((anuj.t@thomsonreuters.com))