**Hong Kong Finance Group Announces New HK$16 Million Loan Agreement** Hong Kong Finance Group Ltd. has announced that its indirect wholly-owned subsidiary, HK Finance, has entered into a new loan agreement dated 27 September 2025 with a group of borrowers comprising Customer AI, Customer AJ, Customer AK, Customer AL, and Customer AM. The agreement provides for a second mortgage loan of HK$16 million. This new loan follows a previous second mortgage loan of HK$18 million granted to the same borrowers in March 2025. As both loans were provided within a 12-month period, the transactions are aggregated under Rule 14.22 of the Hong Kong Stock Exchange Listing Rules. The aggregate amount triggers certain percentage ratios under Rule 14.07, classifying the transaction as a discloseable transaction under Chapter 14 of the Listing Rules. The company stated that the new financing is in the ordinary and usual course of its money lending business and that the terms were negotiated on normal commercial terms. Directors believe the transaction is fair, reasonable, and in the best interests of the company and its shareholders.