**Encore Capital Group Issues $500 Million in Senior Secured Notes** Encore Capital Group Inc. announced that it has entered into a significant financing agreement by issuing $500 million in aggregate principal amount of 6.625% senior secured notes due 2031. The transaction, completed on October 1, 2025, was formalized under an indenture involving Encore, certain of its subsidiaries as guarantors, GLAS Trust Company LLC as trustee, and Truist Bank as security agent. The notes are fully and unconditionally guaranteed on a senior secured basis by nearly all of Encore's material subsidiaries and are secured by substantially all assets of the company and its guarantors. The interest on the notes will be payable semi-annually, with the first payment due on April 15, 2026, and the maturity date set for April 15, 2031. Encore Capital Group used the proceeds from this offering to repay outstanding amounts under its revolving credit facility and to cover transaction-related fees and expenses.