Synchrony Financial Reports Q3 2025 Net Revenue of $3.82 Billion, Pre-Tax Earnings Up 39%

Reuters
2025/10/15
<a href="https://laohu8.com/S/SYF">Synchrony Financial</a> Reports Q3 2025 Net Revenue of $3.82 Billion, Pre-Tax Earnings Up 39%

$Synchrony Financial(SYF-B)$ reported net revenue of $3.82 billion for the third quarter of 2025, unchanged from $3.81 billion in the same period of 2024. Net interest income rose to $4.72 billion from $4.61 billion, a 2% increase, while interest income totaled $5.73 billion compared to $5.79 billion a year earlier. Interest expense decreased 14% to $1.01 billion from $1.18 billion. Provision for credit losses declined to $1.15 billion from $1.60 billion, a 28% decrease. Other expense increased 5% to $1.25 billion from $1.19 billion. Pre-tax earnings rose 39% to $1.43 billion from $1.03 billion. Loan receivables stood at $100 billion, with average active accounts at 68 million and purchase volume at $46 billion. The Common Equity Tier 1 (CET1) ratio was 13.7% at the end of the quarter, up from 13.1% a year earlier. The company's board approved an incremental share repurchase authorization of $1.0 billion, bringing the total remaining repurchase authorization to $2.1 billion through the second quarter of 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Synchrony Financial published the original content used to generate this news brief on October 15, 2025, and is solely responsible for the information contained therein.

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