United Security Bancshares Reports Q3 2025 Net Income of $4.0 Million
United Security Bancshares reported net income of $4.0 million for the third quarter ended September 30, 2025, compared to $3.8 million for the same period in 2024. Net interest margin rose to 4.35% from 4.20% in the prior year quarter. Noninterest income totaled $1.6 million, down from $2.0 million in the third quarter of 2024, primarily due to changes in the fair value of TruPS. For the nine months ended September 30, 2025, net income was $8.9 million, a decrease from $12.3 million for the same period in 2024. Return on average equity for the nine-month period was 8.79%, compared to 12.95% a year earlier. Return on average assets was 0.98%, down from 1.36% in the prior year. The Board declared a cash dividend of $0.12 per share, payable October 21, 2025, to shareholders of record as of October 3, 2025.
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