LCNB Corporation reported net income for the third quarter of 2025 with a return on average assets of 1.21% for the quarter and 1.02% for the nine months ended September 30, 2025. Net interest margin for the third quarter increased to 3.57%, up from 2.84% in the same period of 2024. The company paid dividends of $0.22 per share for the quarter and $0.66 per share year-to-date. Total assets as of September 30, 2025, were $2.24 billion, a decrease of 4.4% from $2.35 billion at September 30, 2024, and down 2.7% from $2.31 billion at December 31, 2024. Net loans at quarter-end were $1.67 billion, down 2.4% from the previous year and 2.5% from the prior year-end. The company originated $67.0 million in loans during the quarter and sold $23.4 million into the secondary market, generating $0.7 million in gains. Fiduciary income for the third quarter rose 23.4% year-over-year, supported by trust and investment services assets totaling $1.54 billion at quarter-end. Book value per share was $19.02 at September 30, 2025.