NB Bancorp Inc. reported net income of $15.4 million for the third quarter of 2025, compared to $14.6 million in the previous quarter. Excluding one-time merger and acquisition costs related to the pending acquisition of Provident Bancorp Inc., operating net income was $16.0 million, up from $15.0 million in the prior quarter. Net interest income for the quarter was $48.2 million, increasing from $47.0 million in the previous quarter. The net interest margin was 3.78%, compared to 3.82% in the prior quarter. The provision for credit losses decreased to $1.4 million from $3.2 million in the previous quarter. Non-performing loans totaled $11.4 million as of September 30, 2025, down from $12.5 million at the end of the prior quarter. The decrease resulted mainly from payoffs in commercial real estate and home equity loans, partially offset by an increase in consumer loans on non-accrual.