Overview
Wintrust Financial Corp Q3 net revenue beats analyst expectations, driven by strong loan and deposit growth
EPS for Q3 2025 beats analyst expectations, despite one-time preferred stock impact
Company reports improved credit quality with lower non-performing loans in Q3 2025
Outlook
Wintrust expects loan growth in mid-to-high single digits for remainder of 2025
Company anticipates net interest income expansion in fourth quarter
Wintrust remains committed to high credit quality through disciplined management
Result Drivers
LOAN AND DEPOSIT GROWTH - Strong loan and deposit growth contributed to record net interest income in Q3 2025
ASSET GROWTH - Average earning asset growth drove a $20.3 mln increase in net interest income
CREDIT QUALITY IMPROVEMENT - Improved credit quality with lower non-performing loans and disciplined credit management
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 Revenue | Beat | $697.83 mln | $689.63 mln (12 Analysts) |
Q3 Adjusted EPS | $3.06 | ||
Q3 EPS | Beat | $2.78 | $2.67 (13 Analysts) |
Q3 Net Interest Income | $567.01 mln |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 12 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Wintrust Financial Corp is $156.50, about 21.6% above its October 17 closing price of $122.74
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nGNXb3YXtR
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)