京东金融京小贝接入荣耀YOYO 开启“终端AI+智慧金融”服务新范式

中国网财经

10/24

近日，京东金融宣布，旗下AI财富管家"京小贝"即将上线荣耀YOYO主对话，成为荣耀全生态场景中首个京东智能体。这一合作为"终端AI+智慧金融"的产业融合提供了重要实践样本。作为京东金融推出的多模型融合多智能体协同的AI财富管家，京小贝核心优势在于其“金融+AI”的技术架构。该架构集成京东大模型与京东金融智能投研能力，可通过用户画像与风险分析生成专属投资参考方案，提供基金诊断、行业预判、调仓提醒等全...

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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2025102417303197402e86&s=b><strong>中国网财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，京东金融宣布，旗下AI财富管家\"京小贝\"即将上线荣耀YOYO主对话，成为荣耀全生态场景中首个京东智能体。这一合作为\"终端AI+智慧金融\"的产业融合提供了重要实践样本。作为京东金融推出的多模型融合多智能体协同的AI财富管家，京小贝核心优势在于其“金融+AI”的技术架构。该架构集成京东大模型与京东金融智能投研能力，可通过用户画像与风险分析生成专属投资参考方案，提供基金诊断、行业预判、调仓提醒等全...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2025102417303197402e86&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"SG9999001226.SGD","symbol_name":"UNITED SUSTAINABLE ASIA TOP 50 \"A\" (SGD) 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(USD) ACC","LU0488056044.USD":"Allianz Asian Multi Income Plus Cl AM DIS USD","LU1794554557.SGD":"Allianz All China Equity AT Acc H2-SGD","LU1770034418.SGD":"ALL CHINA EQUITY \"A\" (SGDHDG) ACC","LU1224444064.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AM\" (USDHDG) INC","LU0140636845.USD":"施罗德大中华区股票A Acc","LU0259732245.USD":"EASTSPRING INVESTMENTS DRAGON PEACOCK A","LU0359201885.HKD":"BGF CHINA \"A2\" (HKD) ACC","JD":"京东","LU0594300419.USD":"富达中国消费基金A"},"translate_title":"JD Finance Jingxiaobei connects to Honor YOYO to open a new service paradigm of \"terminal AI + smart finance\"","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"89618":0.6,"09618":1.5,"JD":0.6},"content_text":"近日，京东金融宣布，旗下AI财富管家\"京小贝\"即将上线荣耀YOYO主对话，成为荣耀全生态场景中首个京东智能体。这一合作为\"终端AI+智慧金融\"的产业融合提供了重要实践样本。作为京东金融推出的多模型融合多智能体协同的AI财富管家，京小贝核心优势在于其“金融+AI”的技术架构。该架构集成京东大模型与京东金融智能投研能力，可通过用户画像与风险分析生成专属投资参考方案，提供基金诊断、行业预判、调仓提醒等全链路理财服务支持。其独有的“成长型AI系统”能持续学习用户偏好，实现“千人千策”的个性化资产配置建议，同时依托人格化升级与专家智慧融合，让理财服务兼具专业性与温度，降低普通用户的理财决策门槛。据悉，作为覆盖亿级用户的终端AI助手，荣耀YOYO具备“四大智慧核心”能力，为京小贝的场景落地提供关键支撑。通过语音唤醒、视觉交互、识屏操作等多模态交互方式，YOYO可实现全场景服务触达；端侧AI技术不仅保障用户隐私安全，更能基于用户使用习惯提供主动服务，这与京小贝“主动化、个性化”的理财服务需求高度契合，为双方合作奠定技术与场景基础。无疑，双方此次合作的核心价值在于打破金融服务与终端场景的壁垒。对用户而言，荣耀手机用户只需通过“你好，YOYO”唤醒助手，即可一句话直达京小贝的理财服务，轻松获取当日投资机会信息，大幅提升理财信息服务的便捷性。双方合作对行业而言也具有意义：一方面，为终端厂商拓展高价值服务场景提供了可行路径；另一方面，为金融科技企业开辟了新的用户触达渠道。据了解，京小贝此前已以智能体形态上架荣耀智能体商店，后续将进一步接入YOYO智能体的意图识别功能，实现智慧理财需求的“无感触发”——例如用户需要理财服务时，YOYO可自动调用京小贝服务，进一步降低理财服务的使用门槛。未来，随着双方合作深化，将进一步推动智慧金融服务向精细化、千人千面方向发展，为行业生态融合树立新标杆。(图为京东授权中国网财经使用)","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"corporation","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}