Seacoast Banking Q3 adjusted EPS beat expectations

Reuters
2025/10/28
Seacoast Banking Q3 adjusted EPS beat expectations

Overview

  • Seacoast Banking Corporation of Florida Q3 revenue and adjusted EPS beat analyst expectations

  • Seacoast reports 7% annualized organic deposit growth and 8% annualized organic loan growth

Outlook

  • Seacoast expects stronger profitability post-The Villages Bancorporation acquisition

  • Company anticipates continued growth in net interest income

  • Seacoast maintains strong capital and liquidity position

Result Drivers

  • ORGANIC GROWTH - Seacoast reports 7% annualized organic deposit growth and 8% annualized organic loan growth, contributing to increased net interest income

  • STRATEGIC INVESTMENTS - Investments in high-quality bankers fueled robust loan production and pipeline expansion, per CEO Charles Shaffer

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 Revenue

Beat

$157.3 mln

$154.84 mln (4 Analysts)

Q3 Adjusted EPS

Beat

$0.52

$0.44 (5 Analysts)

Q3 EPS

$0.42

Q3 Adjusted Net Income

Beat

$45.16 mln

$32.20 mln (3 Analysts)

Q3 Net Income

$36.46 mln

Q3 Net Interest Income

$133.90 mln

Analyst Coverage

  • The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy."

  • Wall Street's median 12-month price target for Seacoast Banking Corporation of Florida is $31.00, about 1.4% below its October 24 closing price of $31.44

  • The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 14 three months ago

Press Release: ID:nBw3f9Qlba

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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