Barclays to Buy U.S. Lending Platform Best Egg for $800 Million

Dow Jones

10/28

By Elena Vardon

Barclays agreed to buy U.S. direct-to-consumer personal-loan origination platform Best Egg for $800 million.

The U.K. bank said Tuesday that the deal will add scale and improve the capital efficiency of its U.S. consumer-banking subsidiary.

The acquisition will generate an attractive return on investment over time and is set to be accretive to Barclays's return on tangible equity and earnings per share in 2027, it said.

Barclays will keep Best Egg's model of funding loans through different structures and generating fees from its loan origination and servicing activities. Since its founding in 2013, Best Egg has provided more than $40 billion in personal loans to over two million customers.

The group is expected to facilitate more than $7 billion in personal-loan originations through its platform this year and currently services around $11 billion in personal loans.

The transaction is set to close in the second quarter of 2026, after the sale of Barclays's American Airlines co-brand credit card receivables, subject to regulatory approvals and other conditions. The net effect of both deals should increase the bank's common equity tier 1 ratio--a key measure of balance-sheet strength--by six basis points in that quarter.

Write to Elena Vardon at elena.vardon@wsj.com

(END) Dow Jones Newswires

October 28, 2025 03:47 ET (07:47 GMT)

Copyright (c) 2025 Dow Jones & Company, Inc.

应版权方要求，你需要登录查看该内容

登录 / 注册

免责声明：投资有风险，本文并非投资建议，以上内容不应被视为任何金融产品的购买或出售要约、建议或邀请，作者或其他用户的任何相关讨论、评论或帖子也不应被视为此类内容。本文仅供一般参考，不考虑您的个人投资目标、财务状况或需求。TTM对信息的准确性和完整性不承担任何责任或保证，投资者应自行研究并在投资前寻求专业建议。

热议股票

1
2
3
4
5
6
7
8
9
10

{"basename":"/hans","ssrTDKData":{"titleTemplate":"%s - 老虎证券","title":"老虎证券全球投资理财平台| 一站式投资美股新股港股A股","description":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","keywords":"老虎证券,老虎证券开户,老虎券商,老虎证券官网,老虎证券app,tigertrade老虎证券,股票,炒股,新加坡股票交易平台,投资,投资理财","social":{"ogDescription":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/hans/news/2578698767"},"companyName":"老虎证券"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2578698767\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2578698767?lang=zh_CN&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-10-28 15:47","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2578698767","market":"fut","top_or_hot":-1,"title":"Barclays to Buy U.S. Lending Platform Best Egg for $800 Million","media":"Dow Jones","content":"<font class=\"NormalMinus1\" face=\"Arial\">\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  By Elena Vardon \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Barclays agreed to buy U.S. direct-to-consumer personal-loan origination platform Best Egg for $800 million. \n</p>\n<p>\n  The U.<a href=\"https://laohu8.com/S/TKKD.SI\">K</a>. bank said Tuesday that the deal will add scale and improve the capital efficiency of its U.S. consumer-banking subsidiary. \n</p>\n<p>\n  The acquisition will generate an attractive return on investment over time and is set to be accretive to Barclays's return on tangible equity and earnings per share in 2027, it said. \n</p>\n<p>\n  Barclays will keep Best Egg's model of funding loans through different structures and generating fees from its loan origination and servicing activities. Since its founding in 2013, Best Egg has provided more than $40 billion in personal loans to over two million customers. \n</p>\n<p>\n  The group is expected to facilitate more than $7 billion in personal-loan originations through its platform this year and currently services around $11 billion in personal loans. \n</p>\n<p>\n  The transaction is set to close in the second quarter of 2026, after the sale of Barclays's American Airlines co-brand credit card receivables, subject to regulatory approvals and other conditions. The net effect of both deals should increase the bank's common equity tier 1 ratio--a key measure of balance-sheet strength--by six basis points in that quarter. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Elena Vardon at elena.vardon@wsj.com \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  October 28, 2025 03:47 ET (07:47 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Barclays to Buy U.S. Lending Platform Best Egg for $800 Million</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBarclays to Buy U.S. Lending Platform Best Egg for $800 Million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time\">2025-10-28 15:47</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<font class=\"NormalMinus1\" face=\"Arial\">\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  By Elena Vardon \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Barclays agreed to buy U.S. direct-to-consumer personal-loan origination platform Best Egg for $800 million. \n</p>\n<p>\n  The U.<a href=\"https://laohu8.com/S/TKKD.SI\">K</a>. bank said Tuesday that the deal will add scale and improve the capital efficiency of its U.S. consumer-banking subsidiary. \n</p>\n<p>\n  The acquisition will generate an attractive return on investment over time and is set to be accretive to Barclays's return on tangible equity and earnings per share in 2027, it said. \n</p>\n<p>\n  Barclays will keep Best Egg's model of funding loans through different structures and generating fees from its loan origination and servicing activities. Since its founding in 2013, Best Egg has provided more than $40 billion in personal loans to over two million customers. \n</p>\n<p>\n  The group is expected to facilitate more than $7 billion in personal-loan originations through its platform this year and currently services around $11 billion in personal loans. \n</p>\n<p>\n  The transaction is set to close in the second quarter of 2026, after the sale of Barclays's American Airlines co-brand credit card receivables, subject to regulatory approvals and other conditions. The net effect of both deals should increase the bank's common equity tier 1 ratio--a key measure of balance-sheet strength--by six basis points in that quarter. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Elena Vardon at elena.vardon@wsj.com \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  October 28, 2025 03:47 ET (07:47 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BCS","symbol_name":"巴克莱银行","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2578698767","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2578698767","pubTimestamp":1761637620,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"Barclays agreed to buy U.S. direct-to-consumer personal-loan origination platform Best Egg for $800 million.The U.K. bank said Tuesday that the deal will add scale and improve the capital efficiency of its U.S. consumer-banking subsidiary.The acquisition will generate an attractive return on investment over time and is set to be accretive to Barclays's return on tangible equity and earnings per share in 2027, it said.Barclays will keep Best Egg's model of funding loans through different structures and generating fees from its loan origination and servicing activities. Since its founding in 2013, Best Egg has provided more than $40 billion in personal loans to over two million customers.The group is expected to facilitate more than $7 billion in personal-loan originations through its platform this year and currently services around $11 billion in personal loans.The transaction is set to close in the second quarter of 2026, after the sale of Barclays's American Airlines co-brand credit c","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BCS":"巴克莱银行","BK4521":"英国银行股","BK4207":"综合性银行"},"translate_title":"巴克莱将以8亿美元收购美国借贷平台Best Egg","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BCS":0.9},"content_text":"By Elena Vardon \n\n\n \n\n\n  Barclays agreed to buy U.S. direct-to-consumer personal-loan origination platform Best Egg for $800 million. \n\n\n  The U.K. bank said Tuesday that the deal will add scale and improve the capital efficiency of its U.S. consumer-banking subsidiary. \n\n\n  The acquisition will generate an attractive return on investment over time and is set to be accretive to Barclays's return on tangible equity and earnings per share in 2027, it said. \n\n\n  Barclays will keep Best Egg's model of funding loans through different structures and generating fees from its loan origination and servicing activities. Since its founding in 2013, Best Egg has provided more than $40 billion in personal loans to over two million customers. \n\n\n  The group is expected to facilitate more than $7 billion in personal-loan originations through its platform this year and currently services around $11 billion in personal loans. \n\n\n  The transaction is set to close in the second quarter of 2026, after the sale of Barclays's American Airlines co-brand credit card receivables, subject to regulatory approvals and other conditions. The net effect of both deals should increase the bank's common equity tier 1 ratio--a key measure of balance-sheet strength--by six basis points in that quarter. \n\n\n \n\n\n  Write to Elena Vardon at elena.vardon@wsj.com \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  October 28, 2025 03:47 ET (07:47 GMT)\n\n\n  Copyright (c) 2025 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"corporation","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}