3Q'25 Operating Results• Total payment volume ("TPV") increased 8% to $458.1 billion; 7% FXN.• Payment transactions decreased 5% to 6.3 billion. Excluding payment service provider transactions4 ("PSP"), payment transactionsincreased 7%.• Payment transactions per active account ("TPA") on a trailing 12-month basis decreased 6% to 57.6. TPA ex-PSP4 increased 5%.• Active accounts increased 1% to 438 million. On a sequential basis, active accounts increased by 0.1%, or by 0.3 million