Quaint Oak Bancorp Inc. reported a net loss of $41,000, or $0.02 per basic and diluted share, for the quarter ended September 30, 2025, compared to net income of $243,000, or $0.09 per basic and diluted share, for the same period in 2024. For the nine months ended September 30, 2025, net income was $148,000, or $0.06 per basic and diluted share, down from $1.2 million, or $0.47 per basic and diluted share, in the same period in 2024. Total deposits increased by $942,000, or 0.2%, to $554.2 million at September 30, 2025, from $553.3 million at December 31, 2024. Certificates of deposit rose by $56.9 million, or 20.1%, and non-interest bearing checking accounts increased by $1.4 million, or 2.3%. Savings accounts grew by $237,000, or 48.2%. Money market accounts declined by $50.6 million, or 31.2%, and interest bearing checking accounts decreased by $6.9 million, or 14.5%. Loans receivable, net of allowance for credit losses, were $547.1 million at September 30, 2025, compared to $534.7 million at December 31, 2024. Cash and cash equivalents were $52.3 million at September 30, 2025, down from $63.0 million at December 31, 2024. During the nine months ended September 30, 2025, the Bank's mortgage banking subsidiary originated $88.3 million of one-to-four family residential loans and sold $89.5 million of loans in the secondary market. The Bank originated $10.4 million of SBA loans and sold $14.2 million of SBA loans in the secondary market in the same period.