Overview
First Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32
Net interest income increased by 12.5% to $65.3 mln for fiscal 2025
Outlook
Company did not provide specific guidance for future quarters or years in press release
Result Drivers
NET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expense
NONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan sales
SBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and sales
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Adjusted EPS | $0.84 | ||
Q4 EPS | $0.75 | ||
Q4 Net Income | $5.3 mln | ||
Q4 Net Interest Income | $17.1 mln | ||
Q4 Net Interest Margin | 3.07% |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for First Savings Financial Group Inc is $31.00, about 4.4% above its October 29 closing price of $29.65
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago
Press Release: ID:nGNXthCNL
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)