Flushing Financial Posts Q3 EPS of $0.30 on Higher Net Interest Margin

Reuters
2025/10/30
Flushing Financial Posts Q3 EPS of $0.30 on Higher Net Interest Margin

Flushing Financial Corporation reported GAAP earnings per share $(EPS)$ of $0.30 and Core EPS of $0.35 for the third quarter of 2025, compared to $0.30 and $0.26, respectively, a year ago. Net interest margin $(NIM)$ on a fully taxable equivalent basis increased to 2.6%, up 54 basis points year-over-year and 10 basis points quarter-over-quarter. Core NIM also rose to 2.6% on the same basis. Average noninterest-bearing deposits grew 5.7% year-over-year and now represent 12.2% of total deposits. The company's tangible common equity ratio for the quarter was 8.0%, a 101 basis-point increase from the prior year. Flushing Financial reported a loan pipeline of $345.6 million and a liquidity position of $3.9 billion for the quarter. Net interest income increased both year-over-year and quarter-over-quarter, with the yield on interest-earning assets rising to 5.7%, up 11 basis points quarter-over-quarter, while the cost of funds increased 2 basis points in the same period.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Flushing Financial Corporation published the original content used to generate this news brief via ACCESS Newswire (Ref. ID: 1093172) on October 29, 2025, and is solely responsible for the information contained therein.

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