Texas Capital Bancshares Inc. has published the transcript of its Q3 2025 Earnings Conference Call, held on October 22, 2025. The event was attended by key company executives including Chairman, President & Chief Executive Officer Rob Holmes, Chief Financial Officer Matt Scurlock, and Head of Investor Relations & Corporate Development Jocelyn Kukulka. During the call, management discussed the company's progress on its ambitious four-year transformation plan, first announced in September 2021, aimed at establishing Texas Capital as the state's first full-service financial service firm. The CEO highlighted the achievement of several strategic objectives, including becoming a leading originator of SBA loans, providing industry-specific coverage across the Texas economy, and launching the state's first full-service investment bank. "This unique, and sustainable competitive positioning results in over 90% of new clients choosing Texas Capital for additional products and services alongside traditional bank debt," said the CEO, emphasizing the firm's success in cross-selling and non-interest income growth. Management also reiterated their disciplined capital allocation process, focused on driving long-term shareholder value. The full transcript can be accessed through the link below.