Pathfinder Bancorp Inc. reported net income attributable to common shareholders of $626,000, or $0.10 per diluted share, for the third quarter of 2025. This compares to net income of $31,000, or less than $0.01 per diluted share, in the second quarter of 2025, and a net loss attributable to common shareholders of $4.6 million, or $0.75 per share, in the third quarter of 2024. The company highlighted ongoing efforts to mitigate credit risk, enhance asset quality, and expand its core deposit base in the Oswego and Onondaga county markets. As of September 30, 2025, Pathfinder Bancorp had an available additional funding capacity of $138.3 million with the Federal Home Loan Bank of New York and additional unused credit lines totaling $53.3 million. On September 29, 2025, the Board of Directors declared a cash dividend of $0.10 per share for holders of both voting common and non-voting common stock.