Finward Bancorp reported net income available to common stockholders of $3.5 million for the third quarter ended September 30, 2025, compared to $2.2 million for the previous quarter ended June 30, 2025. Return on equity was 8.96% for the third quarter, up from 5.66% in the previous quarter. Return on assets increased to 0.68% from 0.42%. The net interest margin for the third quarter was 3.04%, compared to 2.97% in the previous quarter. On a tax-equivalent basis, net interest margin was 3.18%, up from 3.11%. The increase in net interest margin was attributed to higher loan yields from repricing and customer payoffs of certain lower yielding loans.
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