InsCorp Inc. reported earnings per share of $0.79 for the third quarter of 2025, up from $0.73 in the previous quarter and $0.64 in the third quarter of 2024. Revenue increased 18% year over year to $7.9 million in the third quarter of 2025. The company's return on assets was 0.93% and return on average tangible common equity was 11.6%. The efficiency ratio was 64.6%. Tangible book value per share was $27.29 as of September 30, 2025, representing a 6.1% increase year over year. Noninterest expenses rose 24% year over year to $5.1 million, primarily due to a 22% increase in salaries and benefits expenses, which totaled $3.4 million. Headcount grew by 11 associates, or 18%, year over year, including the addition of a four-person team in the Murfreesboro market. Pretax, pre-provision income increased 9% year over year to $2.8 million. The provision for credit losses remained flat at $0.3 million. The company's capital ratios remained above regulatory requirements, with a tier-1 leverage ratio of 11.1%, a common equity tier-1 capital ratio of 12.1%, and a total risk-based capital ratio of 13.3%. InsCorp entered the Murfreesboro market during the third quarter of 2025.