Norwood Financial Corporation reported net income of $8.3 million for the three months ended September 30, 2025, up from $3.8 million in the same period of 2024. Net interest income rose to $20.5 million from $15.9 million, while net interest margin increased to 3.6% from 3.0%. Diluted earnings per share were $0.89, compared to $0.48 last year. Return on average assets was 1.4%, up from 0.7%, and return on tangible equity reached 16.8%, compared to 9.6% in the prior year. Other income totaled $2.5 million, an increase from $2.3 million, and other expenses were $12.9 million, up from $12.0 million in the previous year. The equivalent yield on interest-earning assets increased to 5.7%, while the cost of interest-bearing liabilities decreased to 2.8%. The company completed a repositioning of its underperforming bond portfolio in December 2024 and reported continued balance sheet growth and expense control. As of September 30, 2025, total assets were $2.4 billion, total gross loans were $1.8 billion, total deposits were $2.1 billion, and total equity stood at $235 million. The company declared a quarterly dividend of $0.31 per share, representing a 4.9% dividend yield and a 3.3% increase over the previous year.