Bancorp 34 Inc. reported net income of $1.7 million for the third quarter of 2025, a 10.2% increase compared to the same period in 2024. Diluted earnings per share were $0.24, up from $0.22 in the third quarter of 2024. Total assets stood at $899.6 million, while total loans reached $690.5 million and total deposits were $760.3 million. Net interest income for the quarter was $7.7 million, with non-interest income at $0.2 million. The tangible book value per share increased to $12.07. During the quarter, the company booked over $31 million in new loan commitments and reduced retail certificates of deposit by $23 million, improving the deposit mix but contributing to a total deposit decline of $36 million. The bank downgraded a $7.8 million transportation sector relationship to non-accrual status without requiring an additional reserve.