Future Bright Holdings Limited announced that its indirect wholly-owned subsidiary, Bright Gain Restaurant Company Limited, has entered into a facility agreement with Hang Seng Bank Limited, Macau Branch. The agreement, signed on 7 November 2025, provides a bank guarantee facility of HK$20 million for Bright Gain, to be used for issuing guarantees in favour of third parties. The facility is subject to review by the lender at any time and, in any event, by 31 July 2026. A key covenant requires that Mr. Chan Chak Mo, the controlling shareholder, together with his associates, must maintain at least a 37% equity interest in the company, or the lender will have the right to cancel the facility and demand immediate repayment of outstanding amounts. As of 30 June 2025, the Group's total outstanding loans and banking facilities with similar covenants amounted to approximately HK$308.4 million.