First Financial Bancorp. (Nasdaq: FFBC) has announced the pricing of a public offering of $300 million aggregate principal amount of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035. The Notes will accrue interest at 6.375% per annum from the issue date until December 1, 2030, with payments made semiannually in arrears. From December 1, 2030, the Notes will bear interest at a floating rate equal to the Three-Month Term SOFR plus a spread of 300 basis points, payable quarterly in arrears. The offering is intended to qualify as Tier 2 capital for regulatory purposes, and the net proceeds are estimated to be approximately $296 million, which may be used for general corporate purposes, including the potential redemption of the company's 5.25% Subordinated Notes due 2030. The offering is expected to close on November 10, 2025, subject to customary closing conditions. The full prospectus can be found at https://www.sec.gov.