National Australia Bank Ltd. (NAB) has reported its 2025 full year results, marking the first full year since the bank refreshed its strategy. NAB noted higher underlying earnings, supported by strong lending and revenue growth in the second half of the year. Australian business lending balances grew by 5.8% in the second half, the strongest half-yearly growth in three-and-a-half years, and rose by 9.1% across the year. Total customer deposits increased by 7.4%. NAB improved its market share in both total business lending and business deposits. In home lending, 41% of mortgages are now written through NAB bankers, attributed to investments in customer relationships and new tools for bankers. NAB declared a final dividend of 85 cents per share, bringing the total dividend for the year to $1.70 per share, returning $5.2 billion to 540,000 shareholders and superannuation fund beneficiaries. The bank enters FY26 with a consistent strategy, clear priorities, and an experienced leadership team.