Westamerica Bancorporation reports Q3 net income of $28.3 million
Westamerica Bancorporation reported net income of $28.3 million, or $1.12 per diluted share, for the three months ended September 30, 2025, compared to $35.1 million, or $1.31 per diluted share, for the same period in 2024. Net interest and loan fee income (on a fully taxable equivalent basis) was $53.8 million for the third quarter of 2025, down from $62.5 million in the third quarter of 2024. For the nine months ended September 30, 2025, net income was $88.4 million, or $3.40 per diluted share, compared to $106.9 million for the same period in 2024. Dividends paid to shareholders totaled $35 million for the nine months ended September 30, 2025. The company recorded a $550 thousand reversal of provision for credit losses and a $208 thousand gain from bank owned life insurance during the same period. The Parent Company had no debt at September 30, 2025.
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