Jiayin Group Secures RMB600 Million Loan Facility from Financial Institutions

Reuters

2025/11/12

Jiayin Group Secures RMB600 Million Loan Facility from Financial Institutions

Jiayin Group Inc., a leading fintech platform in China, has announced that its indirect wholly-owned subsidiary, Shanghai Jirongzhicheng Enterprise Development Co., Ltd., has entered into a loan facility agreement with certain financial institutions. Under the agreement, the lenders will provide a loan facility of up to RMB600 million, which can be drawn in multiple tranches until December 31, 2025. The loan carries an annual interest rate equal to the current over-five-year loan prime rate of 3.5% and will mature on November 11, 2032. The facility is secured by a mortgage on commercial property owned by Jirongzhicheng, a pledge of 100% equity interest in Jirongzhicheng by its parent company, and additional guarantees from related entities. Jiayin Group plans to use the loan proceeds for general working capital purposes.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jiayin Group Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9573998-en) on November 12, 2025, and is solely responsible for the information contained therein.

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Under the agreement, the lenders will provide a loan facility of up to RMB600 million, which can be drawn in multiple tranches until December 31, 2025. The loan carries an annual interest rate equal to the current over-five-year loan prime rate of 3.5% and will mature on November 11, 2032. The facility is secured by a mortgage on commercial property owned by Jirongzhicheng, a pledge of 100% equity interest in Jirongzhicheng by its parent company, and additional guarantees from related entities. Jiayin Group plans to use the loan proceeds for general working capital purposes.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jiayin Group Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9573998-en) on November 12, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU2210150020.SGD","symbol_name":"Natixis Thematics Subscription Economy R/A SGD","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251112:nNDL9PkRzV:1","article_id":"2582324284","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2582324284","pubTimestamp":1762941627,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Jiayin Group Inc., a leading fintech platform in China, has announced that its indirect wholly-owned subsidiary, Shanghai Jirongzhicheng Enterprise Development Co., Ltd., has entered into a loan facility agreement with certain financial institutions. 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Under the agreement, the lenders will provide a loan facility of up to RMB600 million, which can be drawn in multiple tranches until December 31, 2025. The loan carries an annual interest rate equal to the current over-five-year loan prime rate of 3.5% and will mature on November 11, 2032. The facility is secured by a mortgage on commercial property owned by Jirongzhicheng, a pledge of 100% equity interest in Jirongzhicheng by its parent company, and additional guarantees from related entities. Jiayin Group plans to use the loan proceeds for general working capital purposes.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jiayin Group Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9573998-en) on November 12, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"shareholding","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}