AmeriServ Financial net income rises to $2.54 million in Q3
AmeriServ Financial Inc. reported net income of $2.5 million for the three months ended September 30, 2025, compared to $1.2 million for the same period in 2024. Diluted earnings per share rose to $0.15 from $0.07. The company's annualized return on average assets increased to 0.7% from 0.3%, while the annualized return on average equity grew to 9.1% from 4.5%. Total average deposits for the first nine months of 2025 were $69.5 million, or 6.0%, higher than the same period in 2024, and total interest income rose by $3.8 million, or 7.6%. Interest expense decreased by $1.1 million, or 4.7%. AmeriServ did not use brokered deposits as a funding source and focused on business development and maintaining a stable core deposit base. No share repurchases are currently authorized.
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