Bayfirst Financial posts $18.9 million net loss for Q3 2025

Reuters

2025/11/13

Bayfirst Financial posts $18.9 million net loss for Q3 2025

BayFirst Financial Corp. reported a net loss of $18.9 million, or $4.66 per common share, for the third quarter ended September 30, 2025, compared to net income of $1.1 million, or $0.18 per share, in the same period of 2024. The results reflected a $7.8 million increase in provision for credit losses, a $13.3 million decrease in noninterest income, and an $8.2 million rise in noninterest expense, partially offset by a $1.8 million increase in net interest income and a $7.4 million decrease in income tax expenses. During the period, BayFirst exited the SBA 7(a) lending business as part of a strategic review focused on reducing expenses and derisking the balance sheet. Tangible book value per common share was $17.90 as of September 30, 2025, compared to $22.30 at the end of 2024. The on-balance sheet liquidity ratio rose to 11.3% from 9.2% at December 31, 2024.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bayfirst Financial Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001649739-25-000250), on November 12, 2025, and is solely responsible for the information contained therein.

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The results reflected a $7.8 million increase in provision for credit losses, a $13.3 million decrease in noninterest income, and an $8.2 million rise in noninterest expense, partially offset by a $1.8 million increase in net interest income and a $7.4 million decrease in income tax expenses. During the period, BayFirst exited the SBA 7(a) lending business as part of a strategic review focused on reducing expenses and derisking the balance sheet. Tangible book value per common share was $17.90 as of September 30, 2025, compared to $22.30 at the end of 2024. The on-balance sheet liquidity ratio rose to 11.3% from 9.2% at December 31, 2024.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. <a href=\"https://laohu8.com/S/BAFN\">Bayfirst Financial Corp</a>. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001649739-25-000250), on November 12, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BAFN","symbol_name":"Bayfirst Financial Corp","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251112:nNDL7pFbsS:1","article_id":"2583589956","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2583589956","pubTimestamp":1762986231,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"BayFirst Financial Corp. reported a net loss of $18.9 million, or $4.66 per common share, for the third quarter ended September 30, 2025, compared to net income of $1.1 million, or $0.18 per share, in the same period of 2024. 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Bayfirst Financial Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001649739-25-000250), on November 12, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-2","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}