Finsoft Financial Investment Holdings Limited has announced the execution of a new loan agreement through its indirect wholly-owned subsidiary, Finsoft Finance Limited. Under the agreement dated 19 November 2025, Finsoft Finance Limited will provide a loan of HK$2,800,000 to Fortune Grace Management Limited, a direct wholly-owned subsidiary of InvesTech Holdings Limited, which also acts as guarantor. The loan carries an interest rate of 8% per annum and has a term of two years, from 19 November 2025 to 18 November 2027. The proceeds from this new loan have been used to fully repay the principal amount of a previous loan of the same amount granted under a former agreement. The transaction is classified as a discloseable transaction under Chapter 19 of the GEM Listing Rules, requiring notification and announcement.