Equifax Inc. management recently participated in a panel discussion at the Mortgage Bankers Association Annual Convention and Expo alongside leaders from Experian and TransUnion. The conversation, featured on the Market Pulse podcast with HousingWire CEO Clayton Collins, focused on the evolving role of data in the mortgage process, regulatory changes, and the importance of financial inclusion. Joel Rickman, General Manager & SVP at Equifax, emphasized the value of richer data-such as rental, utility, and Buy Now, Pay Later (BNPL) payment histories-in expanding access to credit and supporting underserved consumers. Panelists also addressed industry debates about reducing the standard three credit reports to two, warning that less data could increase risk for lenders and disadvantage consumers. The full interview is available on the Market Pulse podcast, but the specific URL is not provided in the document.