Chinese fintech firm Jiayin's Q3 profit rises

Reuters

2025/11/25

Chinese fintech firm Jiayin's Q3 profit rises

Overview

Jiayin Q3 net revenue rises 1.8% yr/yr to RMB1,470.2 mln
Income from operations increases 46.5% yr/yr, reflecting operational resilience
Company repurchased 4.6 mln ADSs for US$30.4 mln

Outlook

Company expects Q4 loan facilitation volume between RMB23.0 bln and RMB25.0 bln
Jiayin Group sees full-year loan facilitation volume at RMB127.8 bln to RMB129.8 bln
Company forecasts full-year non-GAAP income from operation of RMB1.99 bln to RMB2.06 bln

Result Drivers

LOAN FACILITATION GROWTH - Loan facilitation volume increased by 20.6% yr/yr, reaching RMB32.2 bln, driven by higher average borrowing amounts
REPEAT BORROWING - Repeat borrowing contribution rose to 78.6% from 73.0% in the same period of 2024, indicating strong customer retention
OPERATIONAL EFFICIENCY - Income from operations increased by 46.5% yr/yr, attributed to strategic focus on operational resilience and risk management

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 Revenue		RMB 1.47 bln
Q3 EPS		RMB 1.83
Q3 Net Income		RMB 376.50 mln

Press Release: ID:nGNXYxlgb

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4166","symbol_name":"消费信贷","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251125:nL1N3X108J:1","article_id":"2586042912","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2586042912","pubTimestamp":1764065546,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Chinese fintech firm Jiayin's Q3 profit risesOverviewJiayin Q3 net revenue rises 1.8% yr/yr to RMB1,470.2 mlnIncome from operations increases 46.5% yr/yr, reflecting operational resilienceCompany repu","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4166":"消费信贷","JFIN":"嘉银科技"},"translate_title":"中国金融科技公司嘉银第三季度利润增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"JFIN":0.9},"content_text":"Chinese fintech firm Jiayin's Q3 profit risesOverviewJiayin Q3 net revenue rises 1.8% yr/yr to RMB1,470.2 mlnIncome from operations increases 46.5% yr/yr, reflecting operational resilienceCompany repurchased 4.6 mln ADSs for US$30.4 mlnOutlookCompany expects Q4 loan facilitation volume between RMB23.0 bln and RMB25.0 blnJiayin Group sees full-year loan facilitation volume at RMB127.8 bln to RMB129.8 blnCompany forecasts full-year non-GAAP income from operation of RMB1.99 bln to RMB2.06 blnResult DriversLOAN FACILITATION GROWTH - Loan facilitation volume increased by 20.6% yr/yr, reaching RMB32.2 bln, driven by higher average borrowing amountsREPEAT BORROWING - Repeat borrowing contribution rose to 78.6% from 73.0% in the same period of 2024, indicating strong customer retentionOPERATIONAL EFFICIENCY - Income from operations increased by 46.5% yr/yr, attributed to strategic focus on operational resilience and risk managementKey DetailsMetricBeat/MissActualConsensus EstimateQ3 RevenueRMB 1.47 blnQ3 EPSRMB 1.83Q3 Net IncomeRMB 376.50 mlnPress Release: ID:nGNXYxlgbFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}