Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

Reuters

2025/11/25

Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

Overview

Yiren Digital Q3 2025 revenue grows 5% yr/yr, driven by financial services segment
Net income for Q3 2025 decreases due to upfront provisions and declining fee rates
Company reports 51% increase in loans facilitated in Q3 2025 compared to last year

Outlook

Yiren Digital projects Q4 2025 revenue between RMB1.4 bln and RMB1.6 bln

Result Drivers

LOAN DEMAND - Persistent demand for small revolving loan products and higher repeat borrowing rate drove financial services revenue growth
CREDIT POLICY - Strategic tightening of credit policy led to a decrease in the number of borrowers due to industry-wide credit risk fluctuations
INSURANCE GROWTH - Internet insurance and renewal premiums drove growth in gross written premiums despite a year-over-year decrease

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 Revenue		RMB 1.55 bln
Q3 Net Income		RMB 317.64 mln
Q3 Adjusted EBITDA		RMB 236.80 mln
Q3 Pretax Profit		RMB 373.69 mln

Press Release: ID:nPn4rn9KBa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}