Wintrust Financial Corporation has amended its existing credit agreements through two new amendments dated December 4, 2025. The Fourth Amendment to the Amended and Restated Credit Agreement adds provisions related to outbound investment rules in line with new U.S. regulations, enhances confidentiality protections, and extends the Revolving Credit Maturity Date from December 5, 2025, to December 3, 2026. The Fifth Amendment reduces the commitment fee on the unused portion of the revolving credit commitment from 0.30% to 0.25% per annum. Both amendments involve Wintrust, a syndicate of lenders, and U.S. Bank National Association as administrative agent.
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