Bank of South Carolina Corporation $(BKSC)$ reported unaudited net income of USD 7.9 million for the full year ended December 31, 2025, with basic and diluted earnings per share of USD 1.45 and USD 1.41, respectively. This represents a 17.2% increase in net income compared to the previous year. For the fourth quarter (Q4) of 2025, BKSC posted net income of USD 2.0 million, up 10.7%. Basic and diluted earnings per share for the quarter were USD 0.37 and USD 0.36, respectively. Total interest and fee income for Q4 2025 was USD 7.1 million, while net interest income totaled USD 5.9 million. The net interest margin for the quarter was 4.3%. Return on average assets for Q4 2025 stood at 1.39%, and return on average equity was 13.28%. The efficiency ratio for the quarter was 59.0%. As of December 31, 2025, book value per share was USD 11.14, and the community bank leverage ratio was 11.33%. The allowance for credit losses as a percentage of total loans was 1.18%, and loans past due over 30 days accounted for 0.76% of total loans. The number of common stock shares outstanding at the end of Q4 was 5,399,732.

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