Overview
Regional bank's Q4 2025 revenue beat analyst expectations
Adjusted EPS for Q4 2025 met analyst expectations
Adjusted net income for Q4 2025 slightly beat analyst expectations
Outlook
Company expects Mountain Commerce Bancshares acquisition to close in first half of 2026
Result Drivers
LOAN GROWTH - Co experienced $400.2 mln increase in loans during Q4, contributing to revenue growth
INTEREST EXPENSE REDUCTION - Decrease in interest expense contributed to improved net interest margin
LAWSUIT RECOVERY - Non-interest income included $4.9 mln from lawsuit recovery, boosting overall income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Beat | $282.10 mln | $272.73 mln (8 Analysts) |
Q4 Adjusted EPS | Meet | $0.60 | $0.60 (9 Analysts) |
Q4 EPS | $0.60 | ||
Q4 Adjusted Net Income | Slight Beat* | $117.90 mln | $117.69 mln (9 Analysts) |
Q4 Net Income | $118.20 mln | ||
Q4 ROE | 11.04% |
*Applies to a deviation of less than 1%; not applicable for per-share numbers.
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Home BancShares Inc is $33.00, about 15.3% above its January 14 closing price of $28.61
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 12 three months ago
Press Release: ID:nGNX6XJBwt
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)