** Bank of America BAC.N beat estimates for fourth-quarter profit, as its traders capitalized on volatile markets, while it brought in record income from interest

** Median PT of 26 brokerages covering the stock is $62.5, a 19% upside to stock's last close, per data compiled by LSEG

OPPORTUNITY AMID SHARE NOISE

** Morningstar (fair value: $58) sees the 2026 backdrop as attractive for BofA, supported by fiscal stimulus from the Big Beautiful Bill, along with the combination of high asset price levels and likely interest rate cuts

** RBC Capital Markets ("outperform," PT: $59) says BAC's ability to grow deposits and convert them into loans at a profitable spread creates a sustainable earnings growth engine over time

** TD Cowen ("buy," PT: $64) sees fixed-rate asset repricing and funding optimization to support NII growth; adds setup is constructive given strength in IB pipelines and benefits from strong client balances and healthy flows

** J.P.Morgan ("overweight," PT: $61) expects NII year-on-year growth in Q1 2026 to be slower than the reported quarter due to asset sensitivity and recent interest rate cut conservatism

** "BofA's stock continues to lag and remains a source of frustration for investors - the lag has been partly due to communication of outlook and trends in some key areas," JPM said

(Reporting by Kanchana Chakravarty in Bengaluru)

((Kanchana.Chakravarty@thomsonreuters.com))