Home BancShares Inc. released its unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter, net interest income and margin on a fully taxable equivalent basis stood at USD 233.8 million, with a net interest margin of 4.61 percent. For the full year 2025, net interest income and margin on a fully taxable equivalent basis totaled USD 902.6 million, with a net interest margin of 4.51 percent. The company reported an efficiency ratio of 39.54 percent for the fourth quarter and 40.88 percent for the full year 2025. Total liabilities and shareholders' equity were reported at USD 22.8 billion as of December 31, 2025. Non-interest bearing deposits amounted to USD 3.9 billion at the end of the period.

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